Indiabulls Dhani instant loan app is one of the leading and the best personal loan apps in India and stands out as a one-stop solution when it comes to managing your finances seamlessly.
Alongside instant personal loan, the Indiabulls Dhani app also offers some alluring features such as digital wallet, credit line, Dhani points, partner program alongside some extra features like ‘Spin the Wheel’ and the ‘Stock Market Game’ that you must know. Below we have just talked about those benefits. Read out the top 5 benefits of using Indiabulls Dhani app:
1. Instant loan for your personal needs
The first and foremost feature that we already stated for which the Indiabulls Dhani app is popular is the instant loan feature. From acquiring a new car or a two-wheeler to planning your wedding, the loan app offers you the instant fund assistance to help you meet your personal needs.
The appealing part of availing the loan from Indiabulls Dhani is that you can avail the loan with a seamless process. All you are required to perform is download the app from the app store, sign up, select the loan amount you require, put required personal and bank details, and the process ends here from your side.
Basically, you can avail the Indiabulls personal loan within minutes once you have applied for an instant personal loan.
Additionally, you can apply for an instant loan amount between Rs. 500 to Rs. 15 lakhs from the loan app which is one of the most luring parts of availing the instant personal loan from Indiabulls Dhani.
Indiabulls Dhani personal loan interest rates are also quite attractive which is levied at just 1.17% p.m. The repayment tenor is flexible which ranges from 3 months to 3 years.
The best and exclusive offer that you get on Indiabulls Dhani loan is the ‘Refer and Earn’ feature. It lets you invite your friends and family to avail instant personal loans from Indiabulls Dhani, whereas in turn, you will get 250 Dhani points on each loan availed via your referral.
2. ‘Shop Now, Pay Later’ feature
Personal loans help you meet your bigger goals but Indiabulls Dhani also offers you a separate feature called ‘Shop Now, Pay Later’.
Post opting for this offer, you can simply fulfil your daily needs if you are unable to afford the full price of certain product(s).
The app allows you opt for Dhani Credit Line which powers you up with extra financial strength to purchase things on credit and pay later the used amount from the Indiabulls Dhani credit line on easy instalments.
The appealing part is that you are required to pay the 0% interest on the used Dhani Credit Line. All you will be charged is a nominal processing fee and you will be extended with a digital or a plastic Rupay Card to use this line of credit.
3. Dhani online wallet with interesting offers
Another feature of the Indiabulls Dhani app is that you can make instant online payments and attain extra income with the benefits over ongoing discounts. The online wallet feature of Dhani allows you to recharge, pay bills, book tickets, buy gift vouchers and so on.
4. Appealing rewards on using the app
Another appealing feature after instant loans online, credit line and online wallet, Indiabulls Dhani extends the exclusive benefit in form of rewards known as Dhani Points.
You earn the Dhani point reward on every activity you perform on the Indiabulls Dhani app. 1 Dhani point is equal to Rs. 1.
You are rewarded when you avail an instant personal loan from the app. If someone takes a loan from Dhani with your referral, you get 250 points alongside it can also lead to help you make your EMI for the loan cheaper.
You get 20 points on recharging mobile phones and making bill payments, 40 Dhani points on booking tickets, alongside cashback you also get gift vouchers. You can use the Dhani points to shop, buy gift vouchers and pay bills and if you wish to turn them into cash then you can even transfer the points to your bank account.
5. Benefits on timely EMI payments
If you repay the loan amount on time, you will not only avoid potential debts, penalties and poor credit score but also you will get additional benefits.
Due to this, you can avail higher top-up loan (if you need in future). Alongside this, your eligibility for a potential loan increase as the lender gets you reliable.
To perceive better about your EMIs on the loan that you are required to pay, you can use a personal loan EMI calculator that facilitates you better in controlling your finances by extending you a very near estimate of your EMIs.
The best part about paying your EMIs on time is that the Indiabulls Dhani makes your Dhani points double. So, for instance, if your Dhani point is 500 then on paying the EMI on time, it will turn to 1000 Dhani points and it will turn on every timely EMI payment.
The endnote
Indiabulls Dhani possesses something for everyone. As a summary, if you wish to manage your finances in a better way than you think, you should turnaround Indiabulls Dhani finance app which allows you to manage your finances just on your smartphone.
Eventually, you should take the help of EMI calculator too, if you are not sure about how much amount, you’ll need to keep aside every month for the repayment of the loan.