Questions You Must Ask Before Buying A Prepaid Funeral Plan

It may feel a bit depressing to think early about your funeral. But don’t you think choosing a pre-paid funeral plan is indeed a rational move? Buying such pre-paid funeral scheme is indeed a great way to save on the huge expensive cost of funeral arrangements and also it sets your family members free from taking the hassles of arranging a funeral. So if you are determined about your decision of buying this plan then we appreciate your decision. But before you pay the amount or sign the contract we would recommend you raise these questions.

What Services Are Included In This Pre-Paid Funeral Scheme?

Generally, all prepaid funeral plans cover the entire arrangements of a funeral ceremony. From selecting a good catering service to the right flower arrangements, everything should be included in this pre-paid funeral scheme. But just to be assured we insist you ask this particular question and let them give you a brief description. 

What About The Security Of My Pre-Paid Amount?

A professional company always ensures 100% security on your deposited money. They always make legal contract papers and arrange a witness while you sign the contract paper. And that witness would be someone you are close with. It can be your spouse, children, best friend or even a trustworthy colleague. So if you are choosing a sufficiently reliable reputed company then there is no reason to be insecure about your money.

What Will Happen If The Company Increases The Funeral Cost Later?

The primary advantage of choosing these prepaid funeral plans is that you will get to receive all the services at today’s cost. So even if you die after 40 years, the company shouldn’t charge any extra fee from your family. As they promise you to arrange everything at today’s cost, the increment of the price shouldn’t change their promises. But if you want some more assurance from them then it is better to ask them about it from the very beginning.

Is There Any Return Policy If I Change My Mind Later?

A lot of people do change their minds later and claim a return. So this question is indeed a valid one. Here we would like to give you the most correct information. Some companies do offer a return policy where the return claim needs to get submitted within 6 months of buying that scheme. Also, they may deduct some amount as the charges of inconvenience. On other hand, some companies don’t have any return or cancellation policy. So before you purchase any plan ask this question to your chosen company.

We hope asking these 4 questions will add some more clarity in your decision. So do not hesitate, to raise your queries rightly and take the right call.

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